Healthcare in France
The French government has always been a firm believer on the benefits of
insurance coverage. The
healthcare industry in France enjoys a tremendous boost during the
early 90s as the government went about proactively encouraging companies
to grow and expand their Health insurance related activities.
Private and Public Healthcare in France
There are two active sets of players inside the French healthcare
industry. The first one
constitutes all the private
healthcare providers competing with each
other for profit, and the second one consists of a number of "mutuelles"
and organizations (or cooperatives) which are not exactly
Under the employment act, all French employers are bounded by
legislative requirement to indemnify employees should there be death or
injury at the workplace. In
addition, the indemnification also applies to maternity or sickness.
Back in 1946, a referendum was conducted in the country and a consensus
was reached. The French
people indicated their desire for the state to offer financial
assistance to children, women and retired workers (those who satisfy the
term socially vulnerable sector of population).
In fact, that served as a re-confirmation of the people's intent
as during the IVth Republic, there have been calls to have children and
women included in the country's Social Security program.
Before all these developments, the provision of social benefits were
divided along the line of regime general and regime particuliers. These
two serve as important guidelines as far as social benefits were
But the country's social benefits program became more inclusive after
the 1946 referendum. It has
allowed an additional component called securite sociale, a form of limit
the insurance coverage for all the local citizens in the country.
Top up Health Insurance in France
But citizens did have more choices later on when more comprehensive
insurance coverage was introduced to the country.
Then, the government introduced a further assurance
"complementaire", an in-between approach between bare minimum cover to
comprehensive insurance coverage.
The social benefits on offer in France do not stop here.
Employees are also entitled to a retirement pension scheme.
This fund is managed by the French government and it is
contributed by both the public and private employers.
As good as the benefits program is in France, it is out of bounds for
expatriates and tourists alike.
The only exemption to this is when the visitor to this country
actually comes from one of the EU countries and he or she has stayed
over a stipulated length of time.
Insurance in France for expats
visiting France, private
private medical insurance providers
offer a solid option
to be protected from accidents or
heavy incidental medical charges.
Regardless of the type of coverage you are looking for yourself, your
family or your business, our advisors can be trusted to provide you with
the most optimal help to guide you to the most desired insurance plan.