Healthcare in Germany
The Germans usually live a fairly long life.
The average life expectancy here is projected to be 80 years old
of age which suggest a good healthcare system.
Indeed, many specialist have attributed this longevity to a remarkably solid
healthcare system. The
country has always placed importance to the health of its population and
this could be traced back from the late 19th century.
Private Health insurance in Germany is a must if you want to stay in this
requires that each individual has to be covered by some
insurance plan by either the public or private providers under some
Public Healthcare system in Germany
The public health-care system (sometimes referred to as simply the
statutory) in Germany does not
actually run any health-care program.
What it does, instead, is to make sure that national policies and
regulations are adhered to.
This is a government agency funded using tax money.
With the inflation soaring in the country (especially with
regards to medical expenditures), there is a strong sense within the
population that the insurance premium will become ever larger over time.
Healthcare service in Germany
As in the case of other western countries, doctors are aplenty in both
the public and private healthcare sectors.
But for those who choose to work with the public medical
facilities, they are not the government's salaried workers.
In fact, all doctors (both general practitioners and specialists)
are considered self-employed professionals in this country.
The service-level (getting an appointment with a hospital and the
wait time before a patient can be attended by a doctor) is generally
considered reasonable and it is about on par with the standard one can
expect in the US.
The country's legislative framework also spells out clearly how many
consultation hours can a doctor make himself available, if he is
attached to a public hospital.
This directly put a cap on the doctor's prescriptions and
possible income. The number
of pre-agreed consultations is worked out at the beginning of every
House call is a common practice among the German doctors.
This is especially helpful for patients who could not make it to
the hospital due to the constraints imposed by their health conditions.
Another practice that is common in Germany is that
patients have to make that prerequisite visit to a general practitioner
before they can be referred to a medical specialist.
The local health authority takes a two pronged approach to make sure of
the medical well-being of its population; and they are early treatment
and prevention. For example,
if a doctor feels that some form of medical condition is about to emerge
within a patient, he or she will spare no effort to apply all relevant
medical knowledge so that the condition could be stabilized or provide
all necessary preventive measures lest the condition gets aggravated.
Let's assume a case of somebody who is undergoing a sudden or an
abnormal weight gain. The
doctor concerned would want to offer advice on healthy diet so that the
chance of obesity (or worse heart related disorder such as cardiac
arrest) could be minimized.
There is also long-term home care arrangement in Germany.
It is the most helpful arrangement one can find if the affected
patient whose movement in and out of the household is severely
restricted by the pre-existing condition.
Before you make your trip to
Germany, it will be prudent on your
part to find yourself a dependable
health care provider so that you can
be protected from costs related to accident and incidental medical
condition. Please feel free
to get in touch with our advisors and we assure you that we will guide
you to the most suitable insurance coverage you are looking for.