Department of Health runs the public healthcare program here. The
economic progress in the country has transformed the healthcare industry
for a lot better, and the common illnesses of concern in
are heart diseases and obesities.
Data released in 2002 revealed that there are some 1.6 physicians
and 5.9 hospital beds to every 1,000
As part of the healthcare reform initiative, the government formed the
National Health Insurance (NHI) in 1995. The outcome is that NHI quickly
launched a compulsory national insurance program which is still in force
today. Currently it remains relevant and manages the central insurance
pool created during its early stage.
The idea behind the centralized pool was to offset the surging
medical bills during that time with sufficient fund.
Its underlying objective has always been to ensure all citizens
can gain free access to healthcare. The scheme was a massive success by
2005, it is reported that almost 99% of Taiwanese people were in this
national insurance program.
The sources of this central pool of funds come from both government and
employees (who took a deduction on their payroll in order to contribute
towards this fund). The NHI did not get it right the first time round.
After it was launched, NHI’s original intention was to aim for a
free-service program where the entire medical bills go back to the
government. Soon after, it was found out that the original system was
abused by unscrupulous private healthcare providers; when inflated bills
came streaming to the government.
NHI tweaked the system and the result was the current scheme was
born in 2002 when NHI concluded that a global fund which takes care of
individual medical bills is a more feasible approach.
Taiwan and Healthcare quality
Overall, residents in
can claim that they have a fairly good healthcare system in
place but perhaps it is only human nature to want things to become
better. Indeed, the scheme proposed by NHI has been proven to be
functional and it has enjoyed tremendous success (as demonstrated by the
coverage provided to 99% of the population). On the flip side, the
system is no more than a loss-making venture as the central pool is
still relatively under-funded to be able to settle all outstanding
medical charges. An additional source of fund is required and commercial
banks are the convenient choice for loans to fill the gap until the fund
The amount of insurance premium is a matter for the Taiwanese parliament
to decide. But the prospect to raise the premium is a dangerous one for
the law makers, especially during election year lest they will stand to
lose votes. For a country that prides itself as top notch drugs
manufacturing base for a number of international pharmaceutical brands,
it is surprising to note that Taiwan has often
been slow to adopt new technology and management approach to their
healthcare industry. Its current ratio of physicians to population is
considered off the mark when compared to industrialized nations,
especially the western countries, but the government is taking steps to
improve the ratio by way of injecting more medical professionals into
the industry. Due to the
physician shortage, the consultation sessions in the country are often
be kept short, lasting between two to five minutes per session.
Some experts also suggested more comprehensive measuring systems
could help to provide better understanding of clinical performance,
patient outcomes and adverse events.
Choosing a suitable Health Insurance in Taiwan
If you are looking for a suitable health insurance in Taiwan our
advisor Team can help you the most appropriate medical plan for yourself
or your family. We have an extensive experience of Healthcare in Asia
and we will select the best plan for your needs.